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Kiwi MortgagesStart application
New Zealand Home Loans

Your next home loan,
sorted in minutes.

Apply online today and let us do the hard work — comparing lenders across New Zealand to find the right mortgage for you.

Start your free application

No obligation — takes around 15 minutes

Why Kiwis choose us

Apply in under 15 minutes

Our step-by-step form guides you through everything at your own pace.

Bank-grade security

Your data is encrypted and stored securely — we comply with the Privacy Act 2020.

Access NZ-wide lenders

We compare options from major banks and specialist lenders to find your best deal.

We compare across NZ’s major lenders

ANZ
ASB
BNZ
Westpac
Kiwibank
SBS
TSB
Co-op
Heartland

What to expect

  1. 1
    Consent & disclosure
  2. 2
    Connect your bank (optional)
  3. 3
    Loan details
  4. 4
    About you
  5. 5
    Income & employment
  6. 6
    Expenses & debts
  7. 7
    Identity documents

256-bit encryption

Your data is encrypted in transit and at rest.

Personal adviser

A real human reviews every application within 1–2 days.

FSP Registered

Licensed Financial Advice Provider (FSP166964).

Meet the team

Nick Alcock, Director at Kiwi Mortgages

Nick Alcock

Kerry Alcock, Founder at Kiwi Mortgages

Kerry Alcock

Edgar Mahon, Adviser at Kiwi Mortgages

Edgar Mahon

Mark Miller, Adviser at Kiwi Mortgages

Mark Miller

Karl Plank, Adviser at Kiwi Mortgages

Karl Plank

Hunter Dean, Adviser at Kiwi Mortgages

Hunter Dean